Pool & Outdoor Living Financing
Your Dream Backyard, On Your Budget.
A pool or outdoor living project is a major investment in your home — and the right financing makes it easier to build everything you want, not just part of it.
Apex Pools & Outdoors has partnered with HFS Financial, a national leader in home improvement financing, to give Central Florida homeowners fast, straightforward financing options for pools, spas, and complete outdoor living projects.
Why Finance With HFS Financial?
Loans up to $100,000
Finance the full scope of your project — from a complete new pool build to outdoor kitchens, pergolas, fire features, and everything in between.
Flexible Terms
Choose from a range of repayment terms designed to fit your budget and keep your monthly payment comfortable.
Competitive Rates
HFS Financial works with home improvement lending programs built around competitive rates for qualified homeowners.
Soft Pre-Check
Checking your options takes only a few minutes, so you can see where you stand before committing to anything.
Opens the secure HFS Financial application in a new tab.
How It Works
1. Apply Online
Submit a short application with HFS Financial in minutes — directly from the secure link below.
2. Get Your Options
Review the financing options you qualify for and choose the term and payment that works for you.
3. Sign & Schedule
Once your loan is finalized, we schedule your project and get to work building your backyard.
What Can I Finance?
New pool construction
Pool remodeling
Spas & water features
Outdoor kitchens
Pergolas & shade structures
Fire features & sunken fire pits
Pavers & decking
Artificial turf
Screen enclosures
LED outdoor screens
Want to estimate your project's price? Use our Pool & Loan Calculator to explore sizes, finishes, and upgrades.
Financing Questions
Do I need a down payment?
HFS Financial offers programs with flexible down payment requirements. Your options are shown during the application, so you can choose the structure that fits your budget.
What can I finance?
Your entire project can be financed — new pools, spas, outdoor kitchens, pergolas, pavers, fire features, sunken fire pits, turf, LED outdoor screens, and more.
How long does the application take?
Most applicants complete the HFS Financial application in just a few minutes and receive a quick response.
Can I use my own financing?
Absolutely. Financing with HFS is one convenient option — we're happy to work with your preferred lender or payment method.
Ready to Build Your Dream Pool?
Apply for financing, then let Apex Pools & Outdoors design and build the backyard you've always wanted — pools, spas, and outdoor living, all under one licensed contractor.
Apex Pools & Outdoors · Luxury Pools • Spas • Outdoor Living
Central Florida • Orlando & Surrounding Areas
Financing Disclaimer
Financing is provided by HFS Financial, an independent third-party lender, and is subject to credit approval. Apex Pools & Outdoors is not a lender and does not determine, guarantee, or approve financing terms, rates, or eligibility. Rates, terms, and loan programs shown or referenced on this page are for general informational purposes only and may change without notice. Contact HFS Financial for current program details.